I'm not even sure if anyone really knows what personal responsibility is any more. I hear a lot of people saying they believe in it and practice it, but run to their family, pastor, charity and the government at the first sign of trouble.
I'm sorry if your retirement plan was to rely on Social Security 'Insurance,' maybe you should of planned a little better.
I'm sorry if you pissed away your health with poor life choises. Health costs go up when demand goes up.
I'm sorry if your house got destroyed or flooded, but you chose to live there. Quit whining and start rebuilding.
You are not entitled to anything in this life that you didn't work for and build yourself.
Life's tuff. We need to be tuffer.